90s girl watches mom drown in ocean haunted by her ghost

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It was 1998/9 and I was at friend’s house for a sleepover. We planned to watch some werewolf movie on tv (it wasn’t good) but after it, a super interesting movie started. There was a girl named Sarah (sp?) and they lived in a giant house on an ocean cliff. She and her mom both played on the grand piano. Her mom runs into the ocean and drowns in the first 10 min of the movie. Then the Sarah gets sent somewhere like boarding school. She comes back as an adult and hears the piano music. She might have a step mom at this point?

That’s all I know because my friend’s dad made us turn off the tv. We turned it back on at one point for like 5 min, but got caught again. It’s been over 20 years and I still desperately want to see the rest of this movie!! I’ve tried searching a few times online and didn’t come up with anything.

The movie could not have been made before 2001, and it might have been a made for TV movie on semi-basic cable (not hbo or other super premium channels).

PeanutbutterLemon Asked question Jun 4, 2022